I had three different pension accounts from working in both public and private sectors. Nobody told me I could consolidate two of them. The review saved me from losing track of 280,000 baht that would've sat dormant.
Your Retirement Deserves More Than Guesswork
After helping people prepare for retirement since 2019, I've learned one thing: there's no one-size-fits-all formula. Your work history, savings pattern, and personal goals need a plan built around them—not borrowed from someone else's spreadsheet.
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What Actual Progress Looks Like
We don't promise overnight transformations. But when people stick with their plan and adjust along the way, the numbers tend to tell a better story after a few years.
Portfolio Clarity
Most clients come to us with fragmented accounts from different jobs. After restructuring, they usually see clearer paths forward.
87%Report improved financial confidence within their first year working with us
Pension Optimization
Thailand's pension system can be tricky if you've worked across different sectors. We help people spot gaps they didn't know existed.
3.4 yearsAverage contribution extension discovered during comprehensive reviews
Long-Term Adjustments
People's lives change—new dependents, health shifts, career pivots. Plans need to keep up or they become obsolete.
92%Of clients make at least one significant plan adjustment within three years
How We Actually Help People Prepare
I started this practice in 2019 after watching too many friends hit 55 and realize they hadn't thought through the next 30 years. Some had decent savings but no withdrawal strategy. Others had pensions but no idea how they'd coordinate with social security.
What works isn't complicated—it's just detailed. We sit down and map out every income source you'll have, every expense you're likely to face, and build buffer zones for the stuff nobody can predict.
- Complete pension audit across all employment periods (government, private, international contributions)
- Retirement income modeling based on realistic expense patterns and inflation projections
- Tax-efficient withdrawal sequencing to minimize tax burden during retirement years
- Healthcare cost planning including insurance gaps and out-of-pocket reserves
- Estate documentation review to ensure beneficiaries are properly positioned
What Clients Say After Working With Us
These are actual people who let us share their experiences. Names and some details changed for privacy, but the situations are real.
The healthcare cost projection was eye-opening. I thought I had enough buffer, but they showed me how quickly chronic condition management eats through savings. We adjusted my allocation and now I sleep better.
